Our ability to move fast, manage risk, and unlock value makes us the go-to partner for founders and investors who can’t afford to wait.
Scaling payments
together
Deqla is a fintech investment company focused on acquiring and growing innovative payment companies across Europe and beyond.
Scaling payments
together
Deqla is a fintech investment company focused on acquiring and growing innovative payment companies across Europe and beyond.
{ we move at deal speed }
What we do
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
{ 1 }
Invest and Acquire:
deqla spots opportunities in regulated payments landscapes, drives M&A synergies, and offers advisory for seamless post-acquisition integration.
{ 2 }
Support Growth:
We provide capital, regulatory expertise, and access to a global network to help our companies expand faster.
{ 3 }
Drive Innovation:
We believe in modern, API-driven, cloud-based technology and substantial compliance.
Who
we
invest in:
{ key criteria }
Global companies with strong market presence
More than $1B total processing volume per annum
Generate recurring or platform-based revenues
Scalable technology and high-growth potential
{ offered capabilities }
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
{ 1 }
Digital Wallets & POS Systems
Provision of secure digital storage for payment credentials and point-of-sale processing, including SoftPOS for hardware-free transactions.
{ 2 }
Cross-Border Payments and APMs
Facilitation of international transfers via Alternative Payment Methods, ensuring PSD2 compliance and efficient global settlements.
{ 3 }
Card Issuing (Physical & Virtual)
Issuance of secure physical and virtual cards with customisable features for enhanced fintech scalability.
{ 4 }
Crypto Payments
Acceptance of cryptocurrencies through blockchain integration, enabling low-cost, borderless conversions with regulatory adherence.
{ 5 }
B2B Payments
Optimisation of business-to-business settlements via multi-jurisdictional bank networks.
{ 6 }
Retail / eCommerce Payments
Processing of retail and online transactions with fraud detection and seamless checkouts for improved conversion rates.
![](data:image/svg+xml,<svg display="block" role="presentation" viewBox="0 0 1806 1606" xmlns="http://www.w3.org/2000/svg"><path d="M 273.399 22.163 L 302.496 12.777 C 480.023 -44.487 658.182 98.649 640.471 284.311 L 639.374 295.815 C 625.635 439.826 492.337 541.772 349.726 517.335 L 297.345 508.359 C 140.405 481.467 -2.385 603.712 0.03 762.894 L 0.261 778.125 C 2.453 922.489 130.332 1032.491 273.431 1013.113 L 322.661 1006.443 C 433.398 991.439 526.573 1088.775 506.728 1198.733 L 491.182 1284.864 C 479.72 1348.367 531.833 1405.361 596.119 1399.632 L 600.683 1399.232 C 630.22 1396.594 659.136 1408.812 677.829 1431.828 C 726.802 1492.102 824.081 1465.335 835.311 1388.493 L 837.937 1370.525 L 844.383 1338.468 C 850.788 1306.632 896.427 1306.952 902.381 1338.878 C 908.645 1372.475 957.464 1370.375 960.817 1336.369 L 972.954 1237.5 C 975.291 1213.783 1009.017 1211.292 1014.447 1234.5 C 1043.619 1460.636 1236.202 1606 1464.257 1606 L 1806 1606" display="none" fill="transparent" height="1606px" id="ODhktozIg" stroke-dasharray="" stroke-linecap="butt" stroke-linejoin="miter" stroke-miterlimit="10" stroke-width="1" stroke="rgb(237, 60, 43)" transform="translate(2 1)" width="1806px"/></svg>)
{ you want to know }
Why partner with deqla?
{ 1 }
Growth Capital
Flexible funding structures designed around your needs.
{ 1 }
Growth Capital
Flexible funding structures designed around your needs.
Over 30 years of combined experience in regulated payments and fintech.
Proven Expertise
{ 2 }
{ 3}
Speed Matters
Swift, confident decision-making when opportunities arise. We move quickly without cutting corners, ensuring momentum is never lost in the deal process.
{ 4 }
Powerful Network
Deep, long-standing connections across the EU and UK. We open doors to the right partners, clients, and markets to accelerate your growth.
Post-deal execution that feels effortless. We make the transition smooth so you can stay focused on running and growing your business.
Seamless Integration
{ 5 }
{ 6 }
Respect. Always.
Your team. Your product. Your legacy. We grow it, not erase it.
Our portfolio
Our
portfolio
Our portfolio
xpate group
Founded in 2019, xpate is an innovative financial technology company delivering a unified platform for card acquiring and daily banking.
Industra Bank
Established in 1994 and rebranded in 2020, Industra is a full-service Latvian bank focused on SME banking and fintech products.
Whitelark
Whitelark is a modular SaaS payment orchestration platform that routes and scales online payments. It helps fintechs and online businesses unify payment infrastructure and optimize operations across multiple providers and markets.
Ready to talk?
Powering the next generation of payments, together.
Powering the next generation of payments, together.
If you’re ready to move fast and scale big, we should talk.
If you’re ready to move fast and scale big, we should talk.
© deqla 2026. All rights reserved.
© deqla 2026. All rights reserved.
© deqla 2026. All rights reserved.
